Safety Techniques for Shopping Online
Safety Techniques for Shopping Online
Credit card fraud appears to be all over the place and crooks are fond of using the internet to steal credit card information, due to the privacy it offers. Many people believe that the only way to protect themselves is to stay away from shopping online all together. While this is a method to prevent credit card information from being stolen and hacked, it also means that one can never ever again shop online. The online marketplace for goods and services is expanding at an alarming rate because people are aware of the ease with which they can find the best prices when shopping on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. It is true that one wouldn't be a victim in a terrorist plot that involved planes, however this also means that one has to bear the burden of being unable to fly when traveling. Like anything else that happens in the world, the most important thing is not to avoid the issue however, it is to be aware of the issue and implement an appropriate strategy to lessen the risk of being a victim of fraud with credit cards when shopping on the internet.
In the beginning, let's discuss steps one can take if credit card fraud has already happened. There is no need to panic. Once the cardholder reports that his or her credit card information has been compromised The credit card company won't make the cardholder responsible for any charges that are fraudulent, even for charges that were not made prior to making the report that the credit card data was stolen. Credit card companies will shut down that card from further use and issue a replacement card within one or two weeks, but this is still an inconvenience most people would prefer not to go through, if possible.
Online shoppers can use Google's safe Browsing Tool to check if the website is safe to visit and if one can trust Google obviously. This tool will report whether a website is not safe or not, when Google has last examined it, if the website done anything suspicious previously, as well as report whether it's linked to sites that are suspicious, even if the site does not do anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once you've entered this the Google tool will pop up a basic half page report on whether the site that you are looking at is secure or not.
Another method of security you can take when shopping online, is to utilize trusted third payment options. Most people have heard of PayPal. They are most likely the most used third party payment method in the world. They allow for customers to pay for goods or services using them. For instance, when a customer buys something it is not directly paying the site she is purchasing from. She pays the amount due to PayPal Then PayPal pays the merchant, which means the merchant never sees the credit card details of the customer and her credit card details wasn't transmitted via the internet during the transaction. It doesn't matter if the buyer shops on one or more websites. So long as the payment method of a third party was utilized the credit card details were not transmitted, so the information does not get tossed all over the internet at every site where a purchase was made. Other 3rd party payment methods similar to PayPal comprise, Google Wallet and Amazon Payments.
Armed with this information online shoppers can ensure that the sites they visit are safe to shop on Also, make sure they do not input sensitive information while Amazon gutschein making purchases. Therefore, there's no need to pass up every opportunity to save money on shopping online due to fear of credit card information being stolen.